Do you know what a personal mobility vehicle is? It is understood as such a two-wheeled vehicle powered by an electric power motor and that meets the characteristics of type A and type B vehicles included in Instruction 16 / V-124 of the General Directorate of Traffic regarding Personal Mobility Vehicles. (VMP). Through the Civil Liability branch, it covers the ownership and private use of type A electric scooters (up to 25km / h and 25Kg) and electric bicycles up to 250W of power and 25 Km / h.
Reale Seguros responds to the new mobility options of its clients by launching a new product for Personal Mobility Vehicles (VPM), increasingly present in our environment through the Civil Liability Branch and where they have a fit: Property and particular use of Type A electric skates (*) with speeds up to 25 Km / h and 25 Kg of weight.
Private ownership and use of electric bicycles with nominal power of up to 250W and 25 Km / h. With this addition to Reale Seguros’ wide catalog of insurance products and solutions, the company strengthens its offer and satisfies market needs with an optimal insurance solution aimed at protecting the Insured for the particular use of these Personal Mobility Vehicles (VPM). extending coverage to eventual personal and material damage caused to third parties, as well as Defense Expenses and Bonds.
From Reale Seguros, and given that these owners / users must be liable for the damages caused by their use / circulation, and since said vehicles are not required to have compulsory insurance, it strongly recommends, as the entire sector is doing, their hiring. It is important to remember that the use and circulation with this type of VMP must be in accordance with the regulations established for its use through the competent authorities and in accordance with the rules of the road legal system.
